Tuesday, March 20, 2012



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Illinois Insurance Continuing Education Group/Business Owned Annuities

by Illinois Department of Insurance

People who are self-employed, whether as sole proprietors or as business partners, may establish retirement plans for themselves under a law named for the congressman who introduced it.  Known as Keogh or HR-10 plans, they receive beneficial tax deferrals provided they qualify under the Internal Revenue Code.  While the extensive details of the legal requirements [...]

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Auto Insurance

by Illinois Department of Insurance

Auto insurance shouldn't take advantage of its clients The Illinois General Assembly must prohibit auto insurance companies from putting the squeeze on vehicle owners when they are most vulnerable. State Rep. Thomas Holbrook (D-Belleville) proposed a bill that would forbid auto insurance companies to pressure vehicle owners to have their car fixed at a specific [...]

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Insurance Continuing Education Online LTCI Plans

by Illinois Department of Insurance

In 1987 insurers began offering the first employer‑sponsored or group Long Term Care Insurance plans.  As has been the case with policies marketed to individuals, insurance companies have both entered and withdrawn from the market since that time.  Ten years ago, of the 121 companies marketing LTCI policies at that time, less than 20% offered [...]

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Chicago Business InsuranceUnderstanding Business Coverage

by Illinois Department of Insurance

Chicago has a population of nearly 10 million people in the greater metro area, with over 2 million residents residing in the city itself. There are 215 neighborhoods, thousands of insurance agents, and more than 300 insurance companies in the Windy City. All this means that there is plenty of opportunity for a business to [...]

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Illinois Insurance Continuing Education Variable v. Equity Index Annuities

by Illinois Department of Insurance

Of course Variable Annuities share many of the same provisions other annuities, but there are some provisions that are unique to the VAs that should be known to the agent. Fixed Account? It is about half 'Yes' and half 'No.' Of course this is of prime importance to the marketer of Variable Annuities. Current Credited [...]

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Before Selecting Any Specific Motor Insurance

by Illinois Department of Insurance

Before choosing any kind of auto accident insurance vehicles insurance coverage, make sure you study your other auto insurance policies and that means you don't wind up paying for some thing its not necessary. Easy and simple system to get a wide variety of prices for online car insurance is online quotes. You will find [...]

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New Illinois Sexual Harassment Law

by Illinois Department of Insurance

A new ruling about sexual harassment was released by the Illinois Supreme Court that an employer is responsible for sexual harassment by an employee who happens to be a supervisor. This ruling makes Illinois employers train supervisors and managers to prevent sexual harassment and a hostile work environment. In Sangamon County Sheriff's Department v. Illinois [...]

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California Insurance Continuing Education Health Benefits

by Illinois Department of Insurance

Wording regarding the PPO Providers (when applicable) are the same as with individual Major Medical plans. As a rule, Provider-type plans are established the same for Group and Individual plans.  Note the illustrated Schedule of Benefits on the first page shows a difference in approved and non-approved Providers in coinsurance percentages.  Since some groups are [...]

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Some Ways to Assess Car Insurance Online

by Illinois Department of Insurance

If you want to ensure that you get the best offers when purchasing auto insurance, then it'll really help if you can evaluate insurance coverage on-line. Nowadays, the significance of insuring your automobile is some thing that you simply ought to remember because it is one precautionary measure that you simply need to take. If [...]

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Your Trucking Company Credit Will Affect Insurance Costs Sometimes

by Illinois Department of Insurance

Copyright (c) 2011 Ed Sneineh Getting the proper insurance shows a critical thing for any business wanting to save their best interests. For a development venture or a private business providing just the services of a dump trucking, the insurance opportunities there could fluctuate depending on the information you present to the insurance advisers. Don't [...]

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Illinois Insurance Continuing Education Annuities for Seniors

by Illinois Department of Insurance

In the development of innovative annuity products, insurers have not missed the opportunity arising from the so-called 'graying of America,' the phenomenon of many millions of people over age 65 who are currently alive and in need of income. People in the senior age groups control a high proportion of both personal financial assets and [...]

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Medicare and Medicare Supplement Insurance Helps With Disabilities

by Illinois Department of Insurance

If you're under 65 and disabled, you automatically get Medicare after you've received disability benefits from Social Security or certain disability benefits from the Railroad Retirement Board for 24 months. You are also eligible to get Medicare Supplement Insurance. You should get a Medicare card in the mail during the 25th month you are receiving [...]

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Some Ways to Assess Automobile Insurance Online

by Illinois Department of Insurance

If you want to make sure that you get the best deals when purchasing auto insurance coverage, then it'll really help if you can evaluate insurance coverage on-line. These days, the importance of insuring your car is something that you simply should keep in mind as it is one precautionary measure that you simply require [...]

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Shopping for Illinois Auto Insurance Ensure That You Gather Enough Information About It

by Illinois Department of Insurance

The fact that the state of Illinois follows a tort system is well known. The word 'tort' in Latin 'tortus' means 'wrong' implying that the driver who is at fault for the accident needs to bear the expenses. The insurance company where he holds the policy shoulders the responsibility of paying of the medical bills. [...]

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KeywordRich Domain Names

by Illinois Department of Insurance

Keyword-Rich Domain Names By Jill Whalen - 6/27/2002 The myth of using keyword-rich domains for SEO purposes has been perpetuated for way too long, and quite frankly I'm tired of seeing it written about as if it's an all-important SEO factor. See for Yourself Perform some searches in any spidering search engine and sure, you [...]

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Get Reliable Certificate of Insurance Illinois Business Contractors Liability Coverage Requirements

by Illinois Department of Insurance

Carrying Illinois Disability Insurance is a necessary part of doing business wisely. A certificate of insurance is verification from the insuring company that coverage under certain circumstances exists. It will include the type of coverage, the dates the policy is effective, and the monetary value available for a claim. Commercial industries that are required to [...]

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