Answers > Is It Against the Law Not to Have Car Insurance in Illinois?

Is It Against the Law Not to Have Car Insurance in Illinois?

by Illinois Department of Insurance on March 8, 2012

My friend just got her liscense but she doesnt have car insurance. She drives her parents' car, n the car insurance is under their name, not hers. But i also know that they do not hvae enough money at the moment to add her name to their insurance. Is this wrong? if so, how wrong? What would happen to her if she ever got caught?

Tags: insurance, parents, law

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{ 4 comments… read them below or add one }

dakotakid610 January 4, 2011 at 8:53 pm: If she got in an accident it would probably cost her parents a lot of money.
ken k January 4, 2011 at 9:05 pm: dont worry about it./its not your problem/she has to join parents insurance/why dont you worry more about me/i am having problems/forward me the money for general insurances etc/i will appreciate it
Peedlepup January 4, 2011 at 9:05 pm: Most car insurance carriers require you to specifically include, or exclude family members that would routinely have access to the car. That is how they base the risk they will be assumming in determining the cost of the[policy. If she is NOT included the carrier would probably deny any claims for accidents/damage she was involved in.
brunda June 11, 2011 at 4:33 am: This is my choice as well. Of course it doesn’t hurt that it isn’t a bank. I use a local credit union in conjunction with Alliant for all my financial needs. Just because I have enough money to avoid the predatory behavior of the major banks doesn’t mean I’ll support them.